Business Finance

Picture
Do you need to manage cash flow, upgrade equipment, start or grow your business? 

Have you reviewed your business debt in the last 12 months?
​We offer a complimentary review to see if you can secure a better solution for your needs.

Solutions for you

​Occasionally your business may require business finance to help promote and enhance business growth successfully.
  • Amount - Funding options start at $5,000
  • Loan term - From just a few months to 20 years
  • Rate - Our interest rates vary depending on security available and our credit analysis
  • Purpose - From working capital to stock purchase to refinancing, our loans can be used to support your business ambitions. 

Secured Business Loan

There are many loans available to businesses and a Secured Business Loan is suitable where businesses make significant investments in fixed assets as it allows you to draw funds against an asset such as machinery or property. It’s arranged for a fixed period, typically over the expected life-span of the asset used to secure the loan and most lenders will offer to lend up to 80-100% of the value of the asset. ​

Unsecured Business Loan

Unlike Secured Business Loans, for an Unsecured Business Loan lenders don’t require any assets (e.g. equipment or property) as security for the funds. Unsecured Business Loans are provided by a wide range of traditional lenders, such as banks, and alternative lenders typically for 1-5 years. Lenders will want to know what you are using the money for e.g. hiring a new employee or entering a new market and how it will benefit your business. Typically, suitable for businesses that are more established and profitable and you should be trading for more than 2 years.

Contact Us

We’ll use the information we’re collecting here to help answer your enquiry. If your enquiry results in credit advise or a loan application, we may use this information in your application. View our privacy policy for more information. Citrus Finance may send you information about our business and other third party products and services. You can opt out at any time by contacting us. By clicking submit you agree to the above.

Meet the team

Find out more about the team at Citrus Finance by clicking the button below.

Calculators

Click the button below to be taken to the calculators page.