Self Managed Superannuation Fund (SMSF) Loans

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​Citrus Finance can assist you in borrowing funds through your SMSF to make an investment in residential property.
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SMSF and Property

A SMSF home loan is a great option if you already have a SMSF, or if you are planning to establish a SMSF and are interested in buying a residential property.

You can only buy property through your SMSF if you comply with the following rules.
The property:
  • Must meet the 'sole purpose test' of solely providing retirement benefits to fund members
  • Must not be acquired from a related party of a member
  • Must not be lived in by a fund member or any fund members' related parties
  • Must not be rented by a fund member or any fund members' related parties.

Key Points to remember when borrowing through your SMSF
  • Purchasing an investment property with borrowed funds needs to be consistent with your SMSF’s investment strategy
  • Your SMSF Trust Deed needs an express power to borrow

As well as the knowledge and expertise required, there are risks and costs involved in running a SMSF that you need to fully consider before you decide to proceed.

Please do not hesitate to contact us if you require further information in regards to this service.

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